Digital Strategies

The global financial sector is rapidly transforming itself in both shape and form. New digital technologies are giving rise to an array of new value-added financial services, nowadays commonly labelled as FinTech services, to meet the growing demands and expectations of an international customer base which is slowly but surely turning its back on the inefficiencies inherent in traditional financial systems and delivery systems.

The multi-dimensional nature of the FinTech evolution has ushered in a discussion on if and how these developments should be best regulated. With some attempts, such as PSD2 and MiFID2, the EU is trying to capture the momentum and put the new-kids-on-the-block into an appropriate legal framework. Nonetheless, the road to regularise open standards in the case of payment services, peer-to-peer lending platforms, crowdfunding and crowdsale or even virtual currencies seems to be long and slow.

ARQ’s newly formed Digital Strategies Unit, a specialized unit within ARQ Group, has positioned itself as a key player in the field of digital strategy services in Malta. It brings together a wealth of regulatory, technical and legal experience and will be actively participating in island’s development in this fast growing practice area.

For further information contact

  • Christian Farrugia


    A lawyer by profession, Dr. Christian Farrugia is one of the founding and co-managing partners ... More

    T +356 2549 6000

  • David Borg


    David is a Chartered Accountant and a Fellow of the Association of Chartered Certified Accounta... More

    T +356 2549 6000

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