Risk Advisory

In an ever-evolving business landscape, organisations face an array of challenges, from regulatory complexities to emerging threats. ARQ’s Risk Advisory service is the guiding compass for businesses navigating this intricate terrain. With a steadfast commitment to anticipating, mitigating, and managing risks, we provide solutions that empower our clients to make informed decisions.

The team assists clients with the following services:

SUPERVISORY REVIEW EVALUATION PROCESS SUPPORT & REGULATORY COMPLIANCE

Our services encompass implementing changes to meet new regulations, supporting remediation action plans, conducting independent regulatory compliance assessments, and facilitating readiness assessments for new regulations. Additionally, we offer project management support for regulatory enhancements and assistance throughout the SREP cycle. This includes assessment support based on proportionality principles, expert guidance on key SREP elements, as well as evaluation of the Internal Capital Adequacy Assessment Process (ICAAP), the Internal Liquidity Adequacy Assessment Process (ILAAP), and Recovery & Resolution Planning. Our expert support extends to quantitative and qualitative requirements and associated SREP action plans.

SPECIALIST RISK ADVISORY SUPPORT

We cover all areas of the risk management spectrum, with expertise in each of the primary pillars of the risk taxonomy, including risk scenario analysis and stress testing. From risk assessments on financial risks such as credit risk, market risk, capital and funding risks, foreign exchange risk, and interest rate risk, as well as non-financial risks such as operational risk, business continuity, information security, and cyber risk (including DORA compliance), to thematic reviews, we have specialisms in all primary risk topics.

TRAINING & DEVELOPMENT

Our specialised team offers customised training programmes covering a diverse range of risk and compliance subjects, supporting key employees through training and coaching initiatives. Our extensive risk training library includes enterprise-wide risk fundamentals, credit risk in both retail and corporate sectors, data protection and GDPR, capital and funding risk, ALM and balance sheet risk, and much more.

Additionally, we are able to create tailored internal training plans for individuals and companies, focusing on specific risk topics and technical workshops. Our services also extend to succession planning and providing professional development coaching for regulatory-approved individuals to help ensure successful fit and proper assessments with supervisors.

ESG, CLIMATE RISK & SUSTAINABLE FINANCE

Embracing ESG (Environmental, Social, and Governance) strategies is crucial for long-term business success and regulatory compliance. Our team of qualified advisors provides industry expertise to help you understand and map out your ESG and sustainability objectives. We will guide you in identifying accessible ESG goals and opportunities aligned with your business model. Additionally, we assist in meeting new regulatory standards such as SFDR and CSDR requirements, fostering the development and embedding of improvements in governance, business areas, and disclosures. Our aim is to position your organisation as a market leader, providing a competitive advantage by promoting ESG and sustainability principles across the entire organisation and enabling you to capitalise on future opportunities.

INTERNAL GOVERNANCE

We offer comprehensive support for organisations in enhancing internal governance frameworks through independent evaluations and improvement plans. Our services include board effectiveness reviews, assistance with board suitability assessments, and diversity effectiveness planning. We provide expert guidance in designing efficient governance structures and decision-making protocols. Additionally, we assist in evaluating and launching new products and services in accordance with supervisory guidance and ensure organisations have effective policies for conflicts of interest and codes of ethics.